Some of us are good at managing our money. On the other hand, some of us just like to spend like there’s no tomorrow and are completely shocked when we check our bank account balance. These are the people we like to call shopaholics.
If you have a shopping problem, or just wish to be a little more responsible with those finances, than check out these 18 life hacks that will let you survive between those paychecks.
1. It’s safe to say that online shopping has made our ability to spend a lot easier. Purchases with a click of a button? Of course we’re going to take advantage of that. Here’s a tip, however. Next time you’re online shopping, make sure you clear your cache and browsing history. Online companies actually follow your searches based on your cache and browsing history and increase prices of products based on that information.
2. Tone down the brightness on your TV and computers. You may not realize it, but you don’t need all that brightness. Not only will it help your eye health, but it will also reduce your power consumption by nearly 40. Save money and your health all at once!
3. Yes to cash, no to cards. Studies have actually found that people who pay with cash spend less than those who pay with cards. That’s because when you pay with the green paper, you can actually visualize the money that you’re losing, allowing for some subconscious regulation.
4. When making large purchases, wait until the end of the month. Salespeople have a job, and they need to meet their quotas by the end of the month. If they haven’t, chances are they’re going to try really hard to make their cut by giving you a cut in prices.